Wednesday, July 31, 2019

Human Resources Essay

Human Resource Policies Assessing personnel needs HR must be approachable if an employee seeks advice regarding employment Recruiting personnel   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Recruitment must be objective and has to meet the standards of the company Screening personnel Applicants must be screened in an objective manner and test their aptitude for the job Selecting and hiring personnel   Upon selection, the hired applicants will be more than qualified for the job applied for Orienting new employees to the organization   Newly-hired employees are oriented by the company guided by its mission and vision Deciding compensation issues Compensation and other benefits should be discussed upon signing the contract. Benefits and Compensation Basic Salary   Ã‚  Ã‚  Ã‚  Ã‚   The monthly wages that an employee must received due to work rendered. Night Differential   Ã‚  Ã‚  Ã‚  Ã‚   An employee who works from 10pm until 6am will get a 30% of his basic salary Fringe Benefit   Ã‚  Ã‚  Ã‚  Ã‚   Employees should be   complemented with the following: housing, group insurance (health, dental, life etc.), income protection, retirement benefits,daycare, tuition reimbursement, sick leave, vacation (paid and non-paid), social security, profit sharing, funding of education, and other specialized benefits.   Ã‚  Ã‚  Ã‚   Employee awards Prolific   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   An employee is award because he works more than is required. Efficiency   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   An employee is awarded because of his work ethic and objectivity Resourcefulness   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     An employee is rawwarded due to his ability to find alternatives for the betterment of the job Customer Satisfaction It is always a company standard to treat a client in a proper manner, so as to make an increase in sales. Such award given to the employee makes him a role model for other employees. Innovative An employee is given this award because he strives for progress Salesmanship An employee makes a transaction beyond his quota, sales of the company would increase and will give the company and the manufacturer a boost on their public relations. Citation: The Art of Motivation: An Incentive Industry Primer

Tuesday, July 30, 2019

President Barack Obama Lifts Cuban Restrictions Essay

For many years, legal professionals and scholars in economics argued over the benefits and costs of the trade embargo which was put on Cuba by the U. S. Over the course of years, Cuban Americans were not only deprived of a chance to reunite with their families; they did not have the legal right to provide their family members residing in Cuba with financial support. Now, the new American President has come to fulfill one of his major promises – to lift restrictions, which Cuban Americans faced in their need for travel and financial cooperation with Cuba. Although Obama’s decision does not eliminate the trade embargo, it expands the rights of common Cubans and Cuban Americans and will certainly become the first step toward restoring trade and political relationships with Cuba. For years, the majority of Cuban Americans has been torn from their families and was unable to maintain close relationships with their Cuban relatives. Under American restrictions, Cuban Americans were limited to one visit per year and were not allowed to support their families materially (Weinemann, 2004). Now, as Barack Obama looks further into the need to improve relations with Cuba, lifting restrictions will also improve the wellbeing of many Cubans and will provide them with a chance to reunite with their American family members. Moreover, it appears that under the pressure of legal restrictions, Cuban Americans learnt to avoid legal responsibility for violating the requirements regarding traveling and financial transactions. â€Å"They get around the restriction by traveling illegally through third countries, just like the vast majority of Americans who travel to Cuba. Cuban Americans carry or send cash back home at a rate of $1 billion a year† (Weinemann, 2004), as a result, lifting restrictions is the means to legalize what has been illegal for many years, and to improve relations between Cuba and the U. S. Lifting restrictions on traveling and financial transactions to Cuba is a very pleasing fact. Beyond expanding traveling activity and financial operations between the two countries, this Obama’s decision is likely to cause a strategic political and economic change. Statistics suggests that Florida alone loses $750 annually due to the trade embargo (Weinemann, 2004); Florida ports could maintain positive relationships with other Cuban enterprises and could thus turn into another source of revenues for the state budget. Moreover, given that these are the citizens that promote changes, lifting restrictions will provide the Cubans with better stimuli for a major democratic change. The more citizens are allowed to visit Cuba and to develop mutually beneficial relationships with the U. S. , the more probable it is that Cuba will choose a more democratic way of development (Nuccio, 1998). Certainly, lifting restrictions on financial transactions is the topic of hot debate. Opponents of Obama’s decision are confident that additional finances will work to support the Cuban government in its desire to restrict democratic freedoms and to promote dictatorship and political isolation. Unfortunately, Obama’s opponents forget that â€Å"if the U. S. embargo is successful in its objective of denying resources to the Cuban government, it must also have negative effects on the lives of ordinary Cubans† (Nuccio, 1998). The political history of Cuba suggests that not the government, but common citizens are the primary victims of the embargo. Due to the embargo and travel restrictions, citizens cannot avoid the sense of hatred and hostility toward the neighboring country; Cuban Americans are no longer enthusiastic about these restrictions. More than 1. 2 million Cuban Americans vote for lifting the current restrictions and welcome Obama’s decision (Weinemann, 2004), which also means that their personal lives will change for the better and the majority of their personal issues will be resolved. Conclusion Lifting restrictions for Cubans regarding traveling to Cuba and sending money to their family members will improve the quality of relationships between Cuba and the U. S. People will be given a chance to reunite with their families. Families will be given an opportunity to receive financial support from their relatives abroad. Finally, lifting these restrictions is the first step toward establishing democratic relationships with Cuba and expanding international trade. References Nuccio, R. A. (1998). Cautious optimism. Harvard International Review, 20 (4): 24-27. Weinmann, L. (2004). Washington’s irrational Cuba policy. World Policy Journal, 21 (1): 22-31.

Monday, July 29, 2019

Effects of Energy Drinks on Children, Adolescents Essay

Effects of Energy Drinks on Children, Adolescents - Essay Example Literature Review Energy drinks are non-alcoholic beverages containing caffeine, taurine, vitamins, herbal supplements, and sugar or sweeteners, with caffeine as its main active ingredient (Seifert et al 2011: 512). Red Bull was the first ED introduced in the European market in 1987 and later in the 1990s in the United States (Kaminer, 2010: 643). Today, EDs are sold in about 140 countries and are expected to rack up a total of $9 billion in sales for the year 2011. It is estimated that half of the world’s energy market consists of children, adolescents and young adults, which practically means those aged 25 years old and below (Kaminer 2010: 643). EDs are marketed as drinks made from natural ingredients that can boost energy and alertness and improve athletic performance. Recently, however, EDs have figured in health-related issues. Reports claimed that EDs can cause seizures, cardiac arrest, psychiatric symptoms, and obesity (Clauson et al, 2008: 57-58). In Germany, health a uthorities reported that EDs were discovered to cause liver damage, respiratory disorders and a host of other ailments and even death. Similarly, Irish health authorities have linked EDs to 2 deaths between 1999 and 2005. Caffeine levels of 200 mg and 1622 mg from drinking energy drinks caused jitteriness in a 13-year old and 14 year-old, respectively (Seifert et al 2011: 516-517). Contrary to claims, Clauson et al (2008) contended that the natural contents of EDs such as ginseng and taurine, found to have beneficial effects, are in so small quantities in EDs that they are unlikely to give any therapeutic effect. The increase in energy that drinkers of EDs feel, is due to caffeine rather than due to their taurine and ginseng content (58). Table 1, shows the results of a survey conducted by Malinauskas et al (2007) involving 496 participants gathered from a US college, 51% of them admitted to taking more than one energy drink every month. Asked about the effects of the energy drinks on them, Table 1 shows that the negative symptoms reported increased as the number of energy drinks taken go higher. Discussion EDs may be generally safe, but they pose danger to certain groups such as children, young teens and young adults because of the amount of their caffeine content. Children have less tolerance for caffeine, which is abundant in energy drinks. A child is supposed to consume not more than 100 mg of caffeine daily. In a study, for example, a sample of men and boys were tested for their caffeine tolerance by giving them the same amount of caffeine. Although blood pressure between the two groups was the same, the boys suffered higher heart rates than the men as well as increased motor activity and decreased reaction time (Seifert et al 2011: 519). The negative effects of caffeine on children may be exacerbated when a child is suffering from certain conditions. Ion chanelopathy or hypertrophic cardiomyopathy, conditions which are prevalent in children, is worsened with caffeine intake. Similarly, children with ADHD (attention deficit hyperactivity disorder), are also in danger of shooting blood pressure and increased heart rate. So too, are children with eating disorders who are at risk of cardiac dysrythmias and intracardiac conduction abnormalities. For those suffering from obesity, EDs are

Sunday, July 28, 2019

Motorcycle Club Activities And The Response By Law Enforcement Research Paper

Motorcycle Club Activities And The Response By Law Enforcement - Research Paper Example Although RICO has been one method of dealing with the organized nature of the clubs, the effectiveness to date has not been encouraging. The American myth of the outlaw motorcycle gang is still a living and thriving entity that had yet to be controlled by law or authority. Motorcycle club activities and the response by law enforcement One of the iconic images of the 1960s was the idea of the motorcycle club, glamourized by films and supported by the almost mythical existence of the Hell’s Angels which was commonly known across the United States. While the emergence of street gangs has overwhelmed the urban legends of the motorcycle gang activities, eclipsing the romance of the open road with the romance of the gritty streets of the city, motorcycle gangs are still in existence and are tied both to street activities and prison gang activities. The primary business of MCs or motorcycle clubs is that of the drug trade, although with their ties to organized crime they have their h ands in quite a bit of illegal activity. The flesh trade is another popular form of enterprise for the MCs as it became a natural extension of the hedonistic lifestyle embraced. Illegal activities occur through complex and extensive relationships with other forms of organized crime and with networks of chapters and clubs that support the criminal businesses that they run. The MCs are powerful with a strong organized culture in which the hierarchy and the military style authority with which they operate provides both security for the members and a strict code of behaviors with violent consequences when violated. Law enforcement on the local level has the problem of handling the club while federal authorities are freer to act more aggressively towards taking apart the organizations, but to date other than disassembling portions of the club, a bit at a time; they have not been able to take down the system. Biker Culture According to Nichols (2010) â€Å"Any time society breeds a natio n of sheep – when people grow to lazy or meek or subservient to power – a few wolves emerge to attack these weaknesses and keep the human herd strong† (p. 62). The biker culture emerged, primarily in the aftermath of World War II, although the official beginning was in 1935 (Birzer, 2011). Men who had been in the war came home to a world in which they were now disenfranchised. Although the economy was booming, the soldiers were suffering from the same feelings of displacement that most veterans of war experience. In reaction to both the economy that was emerging in a new society that had no place to them and the need for the return to the social structure and brotherhood of the armed forces, the creation of ‘clubs’ to provide for these men became the result. If one looks at the nature of the membership, they have a uniform, earn patches for performance which gives them honor, and have a structured hierarchy (Nichols, 2010). Another important element to membership is that the bike that is owned must be of American manufacture, thus the clubs, although outlaw show a sense of pride for their nation (Birzer, 2011). While the origins of the original comment that began the idea of the ‘one percenter’ is lost to history, the comment that created this outlaw ideal was based upon a quote that stated that 99% of all bikers were law abiding citizens (Joans, 2001). From this comment was born the elite, those bikers who lived the myth of the outlaw biker, wreaking havoc on the world and living a life of relentless hedonism. Sonny Barger of the Hell’s Angels began the tradition in the 1960s of adding the ‘

Saturday, July 27, 2019

Argument paper Essay Example | Topics and Well Written Essays - 1750 words

Argument paper - Essay Example Department of Transportation in educating the youth about the risks of this practice. The government may not know that a centralized-decentralized approach is effective in changing how people use their cell phones while driving. Furthermore, I think my youth audience almost certainly knows that texting is distracting and even deadly, but they think they can still do it without harming themselves and others. They need to fully be aware of the effects of texting to driving and to know their responsibility in spreading awareness in their communities. Audience-writer relationship I am part of the youth, so I know that texting is an addictive task because social networking and â€Å"being on† 24/7 is an addictive social norm, but I am different from texting drivers because I can turn off my cell phones while driving and not feel anxious about it. My primary audience does not know me, so I need to establish a credible persona by projecting myself as a responsible student who wants t o stop more deaths because texting while driving, and I can do this by describing the authority of my sources and establishing the connection between my claims and these reputable sources. For my secondary audiences, I also need to project a persona that I know the topic because of research and that they should trust because I am one of them and I want to promote their interests. The Weapon of Social Media against Texting-while-Driving Behaviors It is a social addiction that has become the number one teenage killer in the United States. No, it is not drinking and driving but the act of texting while driving. The Cohen research estimated that more than 3,000 teenage drivers died because of texting, while 300,000 were injured, compared to 2,700 teenagers who died from â€Å"drunk driving† (Ricks, 2013). Legislators have responded to this problem by banning texting for drivers in 39 states, but this is not enough. Aside from banning texting while driving, another important actio n that can effectively curb this harmful practice is through conducting a nationwide awareness-raising campaign that educates the youth about the effects of texting on drivers and creates a social network where stakeholders can share tips on how to stop the addictive practice of texting. The youth should know more about the negative effects of texting on their driving abilities and share their opinions with others on how to stop it because these actions can truly change their driving attitudes and behaviors in the long run. The government should stimulate and support a nationwide social media campaign that informs the youth about the negative effects of texting while driving and encourages their participation in changing mindsets and behaviors about this pernicious activity. The government must collaborate with the media, schools, and communities in educating students about the effects of texting on driving through a nationwide marketing campaign. Banning texting for drivers is not enough because it cannot, on its own, effectively change driving behavior. Delthia Ricks (2003), a correspondent for Newsday, reported that according to one study, texting bans are ineffective in directly decreasing vehicular accidents because many people continued to text and drive despite these bans. Dr. Andrew Adesman

Deforestation Article Example | Topics and Well Written Essays - 750 words

Deforestation - Article Example The limitation of deforestation outweighs its benefits and, therefore, the activity should be stopped at all cost. There are various effects of deforestation that can be witnessed in the world today. Cutting down of trees interferes with the water cycle, causes loss of forest species, results in soil erosion and decreasing the quality of life (Lewellen, 643). Trees tend to hold the soil together and therefore without them, and soil is often carried away by rivers and other water bodies. Accumulation of this land in water bodies causes siltation and reduces their qualities. Less forest cover results to flooding and landslide issues that are all connected to soil erosion. Trees often produce water vapor after absorbing rainwater.  The water vapor is later released to the atmosphere that then forms into clouds that result in rainfall. Additionally, over 70% of animals and plants live in forests. The trend is however changing as a result of continuous destruction of forest land by peop le all over the world. Loss of habitat can lead to extinction of various animal species. Given the many advantages associated that are associated with forests, countries all over the world should come up with strategies that will prevent continuous destruction of tree cover by setting up policies aimed at protecting forest land. Countries that have less forest cover should come up with initiatives that will help restore new tree cover in various parts of the country. Countries around the world should be able to come up with various strategies.

Friday, July 26, 2019

SpinozaBerkeley Essay Example | Topics and Well Written Essays - 1250 words

SpinozaBerkeley - Essay Example Infinite substance is indivisible in Spinoza's view. He argues that if infinite substance were divisible then it could either be divided into two finite parts or it could be divided into two equally infinite parts; both of them being impossible. This proves that there is only one infinite substance and Spinoza believes that to be God (13). Since God is infinite substance, every being in existence has its being in God and nothing can exist without God (9). He proves that God is infinite substance and that no other substance exists outside of God. Thus Spinoza claims that God is present in all things; God is omnipotent. Spinoza argues that the will is the same as the intellect and in God, intellect is actual. God can think of infinite number of things in infinite number of ways. This infinite intellect of God comprehends all of God's attributes. All ideas are present in the intellect of God and the human mind is a part of the infinite intellect of God (13). Therefore, Spinoza maintains that ideas are adequate and true as long as they refer to God and reflect the essence of God. He also maintains that ideas that logically follow from such adequate ideas will remain adequate as well. Since adequate ideas must necessarily represent the essence of God, the idea of any substance's actual existence must also come from God. In this case, the human mind must be capable of knowing God and God's infinite essence. Sp Spinoza explains that the human mind may have both adequate and inadequate ideas. Adequate ideas are subject to reason whereas inadequate ideas are subject to emotions. There are three primary emotions from which all other emotions are derived - desire, pleasure and pain. Desire may arise from either pleasure or pain, pleasure arises from a transition from a lesser to a greater state of perfection and pain from a transition from greater to lesser state of perfection. For Spinoza, perfection is reality and since is God is absolutely perfect, he is also absolutely real (14). Spinoza argues that knowledge of good and evil comes from awareness of what causes pleasure and pain. The greatest good of the mind and the greatest virtue it can hold is to know God. To act with virtue is to act with reason and freedom is the ability to act with reason. Freedom is the ability to act rationally and to control emotions; not to subject to emotions and make free undetermined choices. Spinoza agrees that all emotions need not conflict with reason. Emotions that compliment reason causes pleasure whereas pain is caused by emotions that conflict reason (12). Adequate ideas reflect the infinite essence of God and they are subject to reason. Acting with reason causes pleasure and spreads goodness to all. Inadequate ideas do not express the essence of God and thus, knowledge of evil is inadequate knowledge. Inadequate knowledge thus causes pain. According to Spinoza, reason can control emotions and to live freely one must not be in servitude to emotions. Reason is virtue and v irtue is the knowledge of God and thus, Spinoza proves that the better control one exhibits over one's emotions, the better one can understand God (12). In Spinoza's view, all ideas are found in god and only those ideas that truly reflect the essence and knowledge of God are adequate and only those ideas provide freedom to the human mind. Berkeley's book "Three Dialogues between Hylas and Philonous" is broken into three separate sections, or dialogues. Through the first dialogue he tries to

Thursday, July 25, 2019

Newman Essay Example | Topics and Well Written Essays - 750 words

Newman - Essay Example According to Newman faith is about assenting to a doctrine as veritable, even when faced with lack of sensory evidence to back up its claims. Since God cannot lie, what is revealed will have to be true. At the centre of Divine faith is the total lack of doubt in the heart and mind of the believer. This is so because â€Å"God is true, because God has spoken, not because he sees its truth or can prove its truth.† (p.2) What Newman deems necessary is conviction in belief. It simply would not do to claim to believe and also think rationally at the same time. If one part of the scriptures were believed it, the entirety is to be believed in. In the example of the Apostles, the fact of one being true, made the others true too, as they all derived from the infallible authority of god. The world had â€Å"either to become Christian, or to let it alone; there was no room for private tastes and fancies, no room for private Judgment.† (p.3) Hence, Newman makes his stance clear on the dichotomies of faith and reason. The crucial difference between the time of the Apostles and now is that there is only recorded message presently. People back then would have found it more credible to hear the divine word from the Apostles firsthand. There is a key difference â€Å"between the act of submitting to a living oracle, and to his written words; in the former case there is no appeal from the speaker, in the latter the final decision remains with the reader.† (p.4) Hence in contemporary Christianity, which is centered on written scripture, a degree of application of rationality is warranted. Such being the case, Newman qualifies by stating that they have not in them the principle of faith. It is nothing to the purpose â€Å"to urge that at least they firmly believe Scripture to be the Word of God. In truth, it is much to be feared that their acceptance of Scripture itself is nothing better than a

Wednesday, July 24, 2019

The Miller's Tale From Canterbury Tales by Geoffrey Chaucer Essay

The Miller's Tale From Canterbury Tales by Geoffrey Chaucer - Essay Example George Saintsbury has rightly pointed out that â€Å"we perceive in the Canterbury Tales the completion of his command of verse† (George, 129). All the characters in the poem are individuals, reflecting the men and manners of the people of Chaucer’s time. His realistic vision embraces all, rich and poor, bringing out their inmost qualities through careful external descriptions. In this paper I have done an analysis of the â€Å"Miller’s Tale†, examining all the characters in it in order to see Chaucer’s attitude to love and sex. Miller is a down-to-earth man. When the Knight completed his story the Monk wanted to tell his story. But the Miller would not allow him. The host at the inn had doubts about Miller’s skill in narrating a story, and it was also not proper to give Miller the next chance after a Knight who holds respectable place in his society had just finished his noble story. The Miller was badly drunk too. He insisted that he must tell his story. I think here Chaucer cleverly manipulates the plot to escape from the moral responsibility of inserting a bawdy story immediately after narrating one which deals with courtly love. Chaucer is, however, praised for his realistic approach to literature. He believes that all should be given equal place in life and the success of the story lies in variety and contrast, be it moral and immoral. The best narrative devices are, he knows, humor and contrast. Hence, the Miller gets his chance immediately after the Knight. Chaucer is also able to use Miller to challenge the conventions deciding values in life or literature. Therefore, the study of Chaucer’s approach to love and lust reflected through the Miller’s story becomes significant. Though the Miller’s tale looks like a parody to the story narrated by the Knight, it deals with the serious subjects like marriage, love, and sexual relationships. I think Chaucer likes Alison

Tuesday, July 23, 2019

New Venture Creation Project Essay Example | Topics and Well Written Essays - 2000 words

New Venture Creation Project - Essay Example This is because it influences the manner in which they interact with their peers, and the manner in which they conduct their business operations. For instance, the current century is shaped by the emergence of the social media. People look for friends and associations in sights such as facebook, web2.0, and twitter (Pakroo and Marcia, 20). A large percentage of people access these sights by using the computers. Business men on the other hand peruse through the internet in search of information concerning their business activities (Murthy, 23). Murthy (25) further denotes that business organizations cannot achieve their objectives without using computers. Basing on this background, there is a ready market for computer products. On this note, it is advisable to invest in this sector, and to do this, an entrepreneur must have a business plan. A plan will help in raising funds for the business enterprise, and therefore set directions for the business. For instance, this plan identifies t he computer services and products my business intends to offer, and the location of the business establishment. It identifies the scope of the business operations, and the managerial personnel. It also identifies the marketing strategies of the business establishment, its growth plan, and the expected sales revenues. It also identifies the capital required and whether there is a need for an investor. Products and Services offered: The computer products for sale are all computers hardware and software. This includes hardware components such as central processing units (CPUs), tfts, monitors, and a computer key board. The business also sells products such as Kaspersky’s; an anti-virus. The business concerns itself with the repair of broken computer parts, and the designing of websites for companies, and individual people. A central processing unit is a computer hardware whose main function is to carry the instructions of a computer program through logical and arithmetic operati ons of a computer system (Murthy, 34). It is a core requirement for a computer system to be complete. On this note there, these hardware’s will form a majority of the computer products that my organization will sell. Other products are the TFTS, the monitors, and the computer keyboards. My organization can also assemble these parts for purposes of producing a complete computer system. But this service will only depend on the requirements of the customer. Computer systems are also under attack from viruses, and other computer malwares. On this basis therefore, a computer system needs to have software’s that protects it from such kind of attacks. Basing on this need, my organization will seek to sell anti-virus and anti-malwares software such as Kaspersky. Kaspersky is effective in protecting computer systems from malware and virus attack (Murthy, 27). Basing on this notion, Kaspersky’s is a much sought after computer software, and it will prove to be profitable i f we trade in it. The business establishment will also have a repair unit, composed of highly trained individuals on all manner computer maintenance and repairs (Perryer, 28). I believe this service is essential considering the nature of our business. For example, a customer might buy a product from us, and it becomes defective. The proper way is to repair the product, instead of returning back his or her cash. The business will also concern itself with the designing of websites, for individuals and corporate organizations. In the current

Monday, July 22, 2019

Employee Grievances Essay Example for Free

Employee Grievances Essay In industrial context the word grievance is used in industrial context to designate claims by workers of a Trade Union concerning their individual or collective rights under an applicable collective agreement, individual contract of employment, law, regulations, work rules, custom or usage. Such claims involve questions relating to the interpretation or application of the rules. The term â€Å"Grievance† is used in countries to designate this type of claim, while in some other countries reference is made to disputes over â€Å"right† or â€Å"legal† disputes. The grounds for a grievance may be any measure or situation which concerns the relations between the employers and worker or which affects the conditions of employment of one or several workers in the undertaking when that measure or situation appears contrary to provisions of an applicable collective agreement or of an individual contract of employment, to work rules, to laws or regulations or to the custom or usage of the occupational branch of economy activity or country†. Causes for Grievance Grievances generally arise from the day to day working relations in an undertaking, usually a worker or trade union protest against or act or omission of management that is considered to violate worker rights. Grievances typically arise on such matters like discipline and dismissal, the payment of wages other fringe benefits, working time, over time and time off entitlement, promotions, demotions and transfer, rights deriving from seniority, rights of supervisors and the Union officers, job classification problems, the relationship of works rules to the collective agreement and fulfillment of obligations relating to safety and health as laid down in the agreement. Such grievances, if not dealt with a procedure that secures the respect of parties, can result in embitterment of the working relationship and a climate of industrial strife. Procedure for Settlement: It has been widely recognized that there should be an appropriate procedure through which the grievances of workers may be submitted and settled. This recognition is based both on consideration of fairness and justice, which requires that workers’ claims regarding their rights should receive fair and impartial determination, and on the desire to remove from the area of power conflict a type of dispute that can properly be settled through authoritative determination of the respective rights and obligations of parties. Essence of Model Grievance Procedure: The three cardinal principles of grievance settlement, under the procedure, are; 1. Settlement at the lowest level, 2. Settlement as expeditiously as possible; and 3. Settlement to the satisfaction of the aggrieved Like justice, grievance must not only be settled but also seem to be settled in the eyes of the aggrieved. The Model Grievance Procedure has a three tier system for the settlement at the levels of the 1. immediate supervisor; 2. departmental or factory head; 3. and a bipartite grievance committee representing the management and the union, with a provision for the arbitration appeal to the organization head, and a specified time limit for the resolution process. Views of the National Commission on Labour NCL has recommended that a formal grievance procedure should be introduced in units employing 100 or more workers and they are: 1. There should be a statutory backing for the formulation of an effective grievance procedure which should be simple, flexible, less cumbersome and more or less n the lines of Model Grievance Procedure, 2. It should be time bound and have a limited number of steps namely, approach to the immediate supervisory staff; appeal to the departmental head/manager; and appeal to the bipartite grievance committee representing management and the recognized Union. 3. A grievance procedure should be such that it gives a sense of satisfaction to the individual worker, ensures reasonable exercise of authority to the manager and a sense of participation to Unions, 4. The constitution of the grievance committee should have a provision that in case a unanimous decision is not possible, the unsettled grievance may be referred to arbitration. At the earlier stages the worker should be free to be represented by a co worker and later by an officer of the union, if one exists, 5. It should be introduced in all units employing 100 or more workers. INDISCIPLINE/MISCONDUCT Discipline is the employee self control which prompts him to willingly co- operates with the organizational standards, rules, objectives, etc. Misconduct is the transgression of some established and definite rules where no discrimination is left to the employee. It is violation of rules. Any breach of these rules and discipline may amount to misconduct. It is an act or conduct which is prejudicial to the interest of the employer or is likely to impair the reputation of the employer or create unrest and can be performed even outside the premises of the establishment and beyond duty hours. It is for the management to determine in its Standing Orders as to what shall constitutes acts of misconduct and to define the quantum of punishment for them. Causes of misconduct: †¢ †¢ Unfair labour practices and victimization on the part of employers, like wage diffentials, declaration of payment or non payment of bonus, wrongful works assignments, defective grievance procedure etc., †¢ †¢ Bad service conditions, defective communications by superiors and ineffective leadership lead to indiscipline, †¢ †¢ Poverty, frustration, indebtedness, generally overshadow the minds of the workers, these agitate their minds and often result in indiscipline, †¢ †¢ Generally speaking absenteeism, insubordination, dishonesty and disloyalty, violation of plant rules, gambling, incompetence, damage to machine and property, strikes, etc., all lead to industrial indiscipline. Remedial Measure for Acts of Indiscipline: †¢ †¢ Labour is most important factor of production. Therefore an Organization can prosper only if labour is properly motivated towards the attainment of specific goals. A more humane approach is necessary to motivate them. †¢ †¢ Each worker, as an individual, needs a fair or reasonable wage to maintain himself and his family in good health and spirits. So the wage should be adequate so that the worker may meet the economic needs of his family, †¢ †¢ He Trade Union leadership should be developed from within the rank and file of workers, who would understand their problems and put it up to the management in the right perspective. Disciplinary Action: Indiscipline is the result of many interrelated reasons- economic, psychological, social etc. It needs to be properly handled. The disciplinary action must conform to certain principles e.g. †¢ †¢ The principal of natural justice must guide all enquiries and actions. No biased person to conduct inquiry, †¢ The principal of impartiality or consistency must be followed, †¢ †¢ The disciplinary authority should offer full opportunity to the worker to defend himself . Procedure for Punishment: †¢ Framing and Issuing of Charge sheet †¢ †¢ Receiving the defendants’ Explanation †¢ †¢ Issuing the notice of Inquiry †¢ †¢ Holding the Enquiry †¢ †¢ Findings of the Inquiry Officer †¢ †¢ Decision of the Disciplinary Authority †¢ †¢ Communication of the Order of Punishment Termination of Employment: †¢ †¢ Voluntary abandonment of Service by the Employee †¢ †¢ Resignation by the employee †¢ †¢ Discharge by notice thereof given by the employer †¢ †¢ Discharge or dismissal by the employer as a punishment for misconduct, †¢ †¢ Retirement on reaching the age of superannuation Type of Punishment Under Standing Orders: 1. Censure or Warning 2. Fines 3. Suspension 4. Dismissal Best of Luck.. Sample of labour grievance handling policy in a manufacturing unit: As a matter of Labour Policy name of the company, hereby lays down the following procedure for addressing employees’ grievances 1 An employee who has any grievances viz., (a) A complaint against their supervisor or co-worker (b) Problems related to methods or systems in the production floor (c) Inconveniences caused due to work environment (d) Disturbances caused by personal problems in the factory premises etc. 2 Apart from the above the management may take other problems which it may consider relevant 3 The aggrieved worker shall inform their problems in writing to any one of the following Factory Manager Technical Manager Admin Officer Welfare Officer 4 The gist of grievances of the employee shall be recorded in Employee’s Grievance Register mentioning the date and reference number if any 5 The registered complaints will be addressed within 48 hours 6 Employee may also drop their letter of grievance in the suggestion/complaint boxes kept in the production floor. 7 If the problem stated in the letter is found crucial the Factory Manager shall call concerned department head explanation and may order for enquiry. 8 The enquiry shall be done and redressal shall be made as per the company’s standing orders in force. 9 The action taken by the management will be recorded 10 The management shall refer the problems registered and action taken to solve it periodically and thus monitor the situation and ensure that the problems are not repeated. This policy on procedure for redressal is introduced to ensure good working environment in the factory, maintained at all time. NOTICE BY MINISTRY OF LABOUR FOR HANDLING GRIEVANCES DISPUTES AMONG EMPLOYEES!! MINISTRY OF LABOUR AND EMPLOYMENT NOTIFICATION New Delhi , the 15th September, 2010 S.O. 2278(E).- In exercise of the powers conferred by sub-section (2) of Section 1 of the Industrial Disputes (Amendment) Act, 2010 (24 of 2010), the Central Government hereby appoints the 15 th Day of September, 2010, as the date on which the said Act shall come into force. [F.No.S-11012/1/2007-IR(PL)] RAVI MATHUR, Addl. Secy. THE INDUSTRIAL DIPSUTES (AMENDMENT) ACT, 2010 No.24 OF 2010 [18 th August, 2010] An Act further to amend the Industrial Disputes Act, 1947. Be it enacted by Parliament in the Sixtieth Year of the Republic of India as follows:- 1. (1) This Act may be called the Industrial Disputes (Amendment) Act, 2010. (2) It shall come into force on such date as the Central Government may, by notification in the Official Gazette, appoint. 2. In the Industrial Disputes Act, 1947 (hereinafter referred to as the principal Act), in section 2, -. (i) in clause (a),- (a) in sub-clause (i), for the words â€Å"major port, the Central Government, and†, the words â€Å"major port, any company in which not less than fifty-one per cent of the paid-up share capital is held by the Central Government , or any corporation, not being a corporation referred to in this clause, established by or under any law made by Parliament, or the Central public sector undertaking , subsidiary companies set up by the principal undertaking and autonomous bodies owned or controlled by the Central Government, the Central Government and† shall be substituted: (b) for sub-clause (ii), the following sub-clause shall be substituted, namely:- â€Å"(ii) in relation to any other industrial dispute , including the State public sector undertaking, subsidiary companies set up by the principal undertaking and autonomous bodies owned or controlled by the State Government, the State Government.†; Provided that in case of a dispute between a contractor and the contract labour employed through the contractor in any industrial establishment where such dispute first arose, the appropriate Government shall be the Central Government or the State Government, as the case may be, which has control over such industrial establishment.†; (ii) in clause (5), in sub-clause (iv), for the words â€Å"one thousand six hundred rupees†, the words â€Å"ten thousand rupees† shall be substituted. 3. Section 2A of the principal Act shall be numbered as sub-section (1) thereof and after sub-section (l) as so numbered, the following sub-sections shall be inserted, namely:- â€Å"(2) Notwithstanding anything contained in section 10, any such workman as is specified in sub-section (1) may, make an application direct to the Labour Court or Tribunal for adjudication of the dispute referred to therein after the expiry of three months from the date he has made the application to the Conciliation Officer of the appropriate Government for conciliation of the dispute, and in receipt of such application the Labour Court or Tribunal shall have powers and jurisdiction to adjudicate upon the dispute, as if it were a dispute referred to it by the appropriate Government in accordance with the provisions of this Act and all the provisions of this Act shall apply in relation to such adjudication as they apply in relation to an industrial dispute referred to it by the appropriate Government. (3) The application referred to in sub-section (2) shall be made to the Labour Court or Tribunal before the expiry of three years from the date of discharge, dismissal, retrenchment or otherwise termination of service as specified in sub-section (1).† 4. In section 7 of the principal Act, in sub-section (3), after clause (e), the following clauses shall be inserted, namely:- â€Å"(f) he is or has been a Deputy Chief Labour Commissioner (Central) or Joint Commissioner of the State Labour Department , having a degree in law and at least seven years experience in the labour department after having acquired degree in law including three years of experience as Conciliation Officer: Provided that no such Deputy Chief Labour Commissioner or Joint Labour Commissioner shall be appointed unless he resigns from the service of the Central Government or State Government, as the case may be, before being appointed as the presiding officer; or (g) he is an officer of Indian Legal Service in Grade III with three years experience in the grade.† 5. In section 7A of the principal Act, in sub-section (3), after clause (aa), the following clauses shall be inserted, namely:- â€Å"(b) he is or has been a Deputy Chief Labour Commissioner (Central) or Joint Commissioner of the State Labour Department, having a degree in law and at least seven years experience in the labour department after having acquired degree in law including three years of experience as Conciliation Officer: Provided that no such Deputy Chief Labour Commissioner or Joint Labour Commissioner shall be appointed unless he resigns from the service of the Central Government or State Government, as the case may he, before being appointed as the presiding officer; or (c) he is an officer of Indian Legal Service in Grade III with three years experience in the grade.† 6. After section 9B of the principal Act, for chapter IIB, the following Chapter shall be substituted, namely:- â€Å"CHAPTER IIB GRIEVANCE REDRESSAL MACHINERY 9C. (l) Every industrial establishment employing twenty or more workmen shall have one or more Grievance Redressal Committee for the resolution of disputes arising out of individual grievances. (2) The Grievance Redressal Committee shall consist of equal number of members from the employer and the workmen. (3) The chairperson of the Grievance Redressal Committee shall be selected from the employer and from among the workmen alternatively on rotation basis every year. (4) The total number of members of the Grievance Redressal Committee shall not exceed more than six: Provided that there shall be, as far as practicable, one woman member if the Grievance Redressal Committee has two members and in case the number of members are more than two, the number of women members may be increased proportionately. (5) Notwithstanding anything contained in this section, the setting up of Grievance Redressal Committee shall not affect the right of the workman to raise industrial dispute on the same m atter under the provisions of this Act. (6) The Grievance Redressal Committee may complete its proceedings within forty-five days on receipt of a written application by or on behalf of the aggrieved party. (7) The workman who is aggrieved of the decision of the Grievance Redressal Committee may prefer an appeal to the employer against the decision of Grievance Redressal Committee and the employer shall, within one month from the date of receipt of such appeal, dispose off the same and send a copy of his decision to the workman concerned. Nothing contained in this section shall apply to the workmen for whom there is an established Grievance Redressal Mechanism in the establishment concerned.† 7. In section 11 of the principal Act, after sub-section , the following sub-sections shall be inserted, namely:- â€Å"(9) Every award made, order issued or settlement arrived at by or before Labour Court or Tribunal or National Tribunal shall be executed in accordance with the procedure laid down for execution of orders and decree of a Civil Court under order 21 of the Code of Civil Procedure , 1908. (10) The Labour Court or Tribunal or National Tribunal, as the case may be, shall transmit any award, order or settlement to a Civil Court having jurisdiction and such Civil Court shall execute the award, order or settlement as if it were a decree passed by it.† 8. In section 38 of the principal Act, in sub-section (2),- (i) clause (ab) shall be omitted; (ii) for clause (c), the following clause shall be substituted, namely:- â€Å"(c) the salaries and allowances and the terms and conditions for appointment of the presiding officers of the Labour Court, Tribunal and the National Tribunal including the allowances admissible to members of Courts, Boards and to assessors and witnesses;†.

Communispace Essay Example for Free

Communispace Essay Communispace offers a unique process for administering market research. It offers a view into the minds of the customers of a brand by building brand-focused online communities in order to enable members to communicate with each other and generate focus groups to discuss the product. A community is built as a long-term project; it continues to produce valuable information for companies over the course of its existence. The business model utilized by Communispace helps to provide facilitation and management powered by technology and innovation. Communispace differentiates itself by focusing on the strategy of building online communities that act as an invaluable resource for testing ideas, generating feedback and exploring customers mindsets. Communispace can begin its analysis within 24 hours of launching an online community as it reaches out to a particular subset of people that would be most interested in commenting on and speaking about a particular product. A Word of Mouth campaign utilizes a different strategy. A targeted community would receive the product in the mail and would then ideally spread word around about the product to friends and neighbors. This campaign, while a beneficial tool for market research, was not a tool that Communispace utilized. There were many competitors that were better at this method. Simmons is a highly recognized FMCG company holding 20 brands that are found in over 95% of US households. Simmons wanted to promote its new organic product for weight conscious consumers via Communispace using word-of-mouth. The business problem being faced by Communispace was that it could not determine whether it would be undermining its strengths and strategy by taking this type of project or whether it would be detrimental to turn such an influential client down. The case states the communities are built on the foundations of sense of trust and the feeling that their contributions are really making a difference for the company. Communispace built its business on a strategy that reached potential customers by building online communities and did not serve the purpose of receiving a free product and talking about it outside the community. As Julie Wittes Schlack, Senior Vice President of Innovation and Design and a cofounder of Communispace points out in the case, the company’s growth depended solely on its core competency. Moreover, due to low entry to barrier into this particular arena of market research, there were many other competitors that had built their competitive advantage on doing word of mouth campaigns. So another problem that Communispace would be to weigh the options of benefits gained by entering into this WOM arena where they have no real advantage versus the damage they might incur by compromising on their core competency. In my opinion, Communispace should focus on the strategy that has defined them and not sacrifice their identity and corporate strategy. From the success and expansion of Communispace it is clear that they have gotten their process for building communities down to a science, thus allowing companies to not only to listen, but learn. Flipping this model on its head not only would completely alter the process in which companies engage in with their community, but it would also make for a far less exact science in what Communispace does? Moreover, word of mouth is something that can’t be manufactured to find success repeatedly, rather it should happen organically and not by force. Hence, making that a core competence for Communispace would prove exceedingly difficult because it is difficult to draw the valuation of a successful WOM and then repeatedly recreate its success. That is how would Communispace measure the effectiveness of the WOM campaigns? In the present scenario, they can provide their clients with reports and analysis on the conversations in the community, but how would they measure how effective their members are outside the community? Though advertising and creative marketing campaigns can spur word of mouth, a community approach would seem as a dishonest approach with a possibility of no results or backfiring on the credibility of the community. This, in turn would hamper the reputation that Communispace enjoys and might be detrimental to its social health in the long run as it would incite distrust amongst its community members which might lead to loss of present clients. The intense competition that Communispace will face, the potential loss of credibility of community members when they understand that the community is only for advertisement and the short-lived nature of WOM campaigns, hence, the campaign-fuelled business can undermine the long-time subscription model are reasons that support the decision to stick to their core services and not digress into an arena that utilises a model that is completely dissimilar to Communispace’s original one.

Sunday, July 21, 2019

Divorce In The United Arab Emirates

Divorce In The United Arab Emirates Nowadays, divorce is considered as one of the most important issues that we face in our modern society where it deeply affects the social and financial structures of the country. Our religion has always considered the stability of the marriage as one of its main goals; in other words, marriage should be held in high regards. In addition, the sanctity of marriage must be protected forever unless there are problems that come across a couples life for which there is no solution beside divorce. Statistical reports show that the divorce rate is quiet high in the gulf region which proves that governments are not finding sufficient solutions for this problem. However, the United Arab Emirates governments realized the seriousness of this phenomenon on the families and society and began working on the problem especially in the recent years since divorce rates have increased radically and continue to rise; Divorce has become a vital issue as it affects the lives of families, causing pain, damages and destroying relationships. In other words divorce aftermaths are so serious that it could change your life drastically. These are some of the reasons that made me choose this sensitive topic. Why is divorce happening nowadays more commonly, even in the first years of marriage? What will happen if divorce rates continue to rise? Are there new reasons for divorce which are related to the country development? In this research paper, I will analyze this problem while searching for answers to such questions that will help to find solution in order to decrease the rate of divorce and to improve people lives. In addition, I will examine each part of this problem and the different views from the parents, the children and the family. Moreover, I will suggest some methods that may help avoid this problem. Literature Reviews: Abdualrazeq Maliki(2001) states that divorce phenomenon in the UAE society has interacting factors that may vary in their severity and impact on divorce problem. Maliki believes that some of the factors which help increased the divorce rates were changes that have taken place in the social and economic field; modernization. He Points out that modernization created a new side in our society which made a divergence between its members, especially member of a Family as husband and wife. Halim Barakat (1993) agrees with Maliki as the modernization has a deep effect in our society as he says Old patterns of marriage and divorce are being slowly replaced by new ones. Different sets of relationships are developing between family and society. He adds However, young men and women show less alienation from the family than from any other social institution, is it religious, political, or social. 2-Divorce Reasons: In our modern time statics proved that divorce is increasing year by year although the rates didnt reach the highest registered rate in the last 30 years, but in recent years it is increasing rapidly. For example, the first graph shows the total divorce rates as a percentage of marriages in Gulf countries, where United Arab Emirates has a 34.84% in 1995 which is one of the highest percentages in gulf. While in 2006 it recorded 18.88% which was a great development in almost 10 years, but unexpectedly it shoots up to 25.62% in 2007 and continues to rise in 2008 to 25.74% as the second graph shows. Such an increase made us search for eligible reason for it although the reasons may vary from every individual but the main common reasons are different background, arranged marriage and early marriage, modernization. Different Background: One of the most common causes of divorce that the people are not aware of is the different backgrounds of the married couple this is due to their belief that love can conquer all obstacles. The Emirates Economist also reported that mixed marriages (i.e., marrying a foreigner) are considered as one of the causes of high rate of divorce in the UAE ( ). In other words, people who are different in culture, economic class and religious believe, in addition to social status. The culture background is a big hurdle in every marriage and essentially ità ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒ ¢Ã¢â‚¬Å¾Ã‚ ¢s the first reason for disputes, this comes from the difference of opinion between the couple were each one think they are right because of the way their parents raised them which ultimately affected the way the behave and think, for instance, when an emarati marries a woman from Europe they would often fight about cultural matters like how she should dress, be more conservative towards strangers and many more problems arises which finally can lead only to divorce. Although the wealth of a person is usually said that its not important in front of love but the sad truth is its an important factor that can make life easy or hard, this often is present when two different person with different lifestyles marries, where one partner cant keep with the other financially satisfied and starts to complain about it which in turns will lead to many disagreements where money is involved and a situation of unrest follows. Also this difference may affect their children, for instance, If the husband came from a poor family which had to struggle for everything, and the mother came from a wealthy family, then they might have different ways that they want to raise their children. The father may want to be tougher on the children and enforce strict rules on them. This is the way he was raised by his parents. The mother may be less strict and have completely different views on how to raise children. As a result, each parent may struggle to have their own way over the children. It would turn into a fight over power. It could eventually lead to divorce(). Some may argue that parents from different background will have a good effective on their children since they get to know more than one culture. However, if the parents have a good communication they will able to avoid problems that may end with divorce. Religion plays a vital role in everyones spiritual and mental health, where faith can make a person strong to face the difficulties of life and continue to accept the challenges presented to them, this being said a couple with different religion can cause lots and lots of various problems mainly the faith of the child or even the certain necessities of a religion like wearing hijab for women, if such problem were not resolved in time the marriage would definitely collapse and a family would break with divorce. The difference in social status between the couples is a major problem which often leads to family complications where both families donà ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒ ¢Ã¢â‚¬Å¾Ã‚ ¢t accept the marriage that will occur or even after marriage, where the family decides to cut all relations between the couples, this will leave the couples with a big challenge because no matter who you love nothing can beat the love of your family and losing it will make you resort to the last solution to return your family ties which is divorce. Arranged Marriage: Marriage is Early Marriage: One of the important causes of divorce in the United Arab Emirates is early marriage, which remains as one of the countrys tradition. Although the education level has risen in the UAE, but this didnt prevent the practice of early marriage in the country. However, Many researches disagree as they say Universal, early marriage is no longer the Standard it once was in Arab countries: The average age at marriage for both men and women is generally rising, and more Arab women are staying single longer or not marrying at all ( ). Its true that early marriage is on decline but it still continues to occur and contribute in raising divorce , according to boozco journal, Our society is partly responsible for the high divorce rates as a lot of couples marry quickly without any chance to know each other, so in reality they are like strangers and there is no communication between them Furthermore, early marriage can affect couples life causing divorce for many reasons such as, the lack of commun ication and experience, also lack of independence. Early marriage is one of the reasons that lead girls to leave school and start a new life in which they dont have enough responsibilities in addition to limited awareness of what marriage is and how to deal with it, which lead to miscommunication with the other partner. Many researches agree that lack of communication is the main cause of divorce, communication is the revealing of thoughts or ideas and is an important aspect of all relationships().As in our society the reason of the bad communication between the couples is that many boys and girls need to interact with the opposite sex, since their upbringing and schooling have in most instances been strictly gender segregated(boozco). Furthermore, marriage in a young age may lack the experience that is required in dealing with problems that couples may face, since these young couples dont have a lot of things to experience and learn from it before getting married. In addition, in our region many families support their married sons financially which will encourage them to depend on their parents without realizing that marriage represent independence. Also it will reduce their responsibility award their new life. In contrast other families may not help their sons with money, which will leave the new couple facing debts in a very early age. Consequently, money problems resulting from premature marriages can also cause divorce( ). Modernization: Modernization is the Transformation of a society from a rural and agrarian condition to a secular, urban, and industrial one ( ). In other words, modernization means the great development that happened suddenly to change a country from many ways. For example, the United Arab Emirates witnessed a huge improvement in many sectors such as economy, education and medication fields. Although these changes have a positive impact on the society, but it also have a harmful influence that can contribute to high divorce rates. According to ( ) Modernization and economic development have been cited as one of the factors leading to divorce in Western societies (Heaton, Cammack, Young). Similarly, the economic boom in the UAE, which is associated with rapid modernization and globalization has affected individual lifestyles and family values as well. So the impact of modernization has been proofed through the increasing numbers of families that have changed their lifestyle to have more urbane lif e than traditional one. Furthermore, this changing affects the society as it adds new reasons for divorce like women seeking independence in addition to the increase of demands of a marriage. First of all, the greatest change that occur through modernization is the female education and Conclusion: In conclusion, there are many reasons for getting divorce but the most common one is the lack of communication between the married couples; lack of communication can destroys any kind of relationships in which will impact the socity as a whole.

Saturday, July 20, 2019

Capital Punishment Essay -- essays research papers

Capital punishment, also known as the death penalty, is the hardest form of punishment enforced in the United States today. It is a controversial issue that continues to be debated by the American public. Most of the factors people do not agree on the issue of Capital punishment is immoral and for this reason should not be allowed in our society.   Ã‚  Ã‚  Ã‚  Ã‚  On the other hand, there are many reasons for the support of Capital punishment. Capital punishment protects the innocent of society against the violence of criminals. Capital punishment deters crime and helps create peaceful conditions for our society. Capital punishment also serves the purpose of justice for the victims of the crimes. Furthermore, people believe that death penalty reduces serious crimes. Although there are many effective reasons supporting the death penalty, many people still deem that Capital punishment should be abolished because it is cruel, inhumane and barbaric. Moreover, the possibility of innocent death is always there. In addition, some people believe that the most effective punishment to deter crimes is life sentence, not Capital punishment.   Ã‚  Ã‚  Ã‚  Ã‚  Firstly, Capital Punishment is cruel and unusual punishment. Once a jury has convicted a person, they go to the second part of the trial, the punishment phase. If the jury recommends the death penalty and the judge agrees, the criminal will face some form of execution and then a life is ended. The death pena...

Friday, July 19, 2019

Owning and Starting a Business :: Business

For some people, being the boss, and which by boss I mean business owner, would be the greatest thing ever. Most think you get to pick your own hours, make the most money, and make everyone do the things you want done. Of course there is work involved and it takes work to make it but the rewards will be better owning a business that succeeds. The ultimate goal is becoming a millionaire and retiring at the age of forty and just drawing money from business production. However they really don’t understand the work it takes to make it a million dollar company. When these people are finally able to own a business they get a rude awakening. I am in no way trying to offend the typical business owner when I say, owning a business can be a challenging task that can cause many complications in your life and if you’re not careful they can change your life entirely. Over the last eight years I have watched my Aunt and Grandfather start a completely new hospice. My aunt is the main boss of the business, my grandfather just put in money so that she was able to actually start the business. Over those last eight years she has had some of the roughest times in her life. Being a single mother is hard enough, but then to start a business from scratch made it much more difficult to not only raise a family by herself. My aunt has had many problems in the last eight years and her business is now getting to the point of choosing what she does. I see some teenagers saying they want to own a business when they get older, but they only think of the money they can earn, the people they can tell what to do, and the fact that they can work when they want to work and no one can tell them otherwise. My aunt has put in more work to her business in the last eight years than I have done homework assignments in my school career. When one owns a business, they must wo rk constantly because there is always something that needs to be done. Whether there is a problem to sort out, bills to pay, or numbers and accounting paperwork to figure out, there is always something that they must do. I can remember staying the night at her house staying up late and playing video games while right down the hall she was in the office still working on paperwork at one and two in the morning.

senior project :: essays research papers fc

Senior Project Senior Project Outline Introduction: Let the reader know what this Essay is about.  Ã‚  Ã‚  Ã‚  Ã‚   I.  Ã‚  Ã‚  Ã‚  Ã‚  What I already know A.  Ã‚  Ã‚  Ã‚  Ã‚  You will always have a job 1.  Ã‚  Ã‚  Ã‚  Ã‚  People always want to buy a new house 2.  Ã‚  Ã‚  Ã‚  Ã‚  People always want to sell their old house B.  Ã‚  Ã‚  Ã‚  Ã‚  Becoming your own boss 1.  Ã‚  Ã‚  Ã‚  Ã‚  Setting your own commission rates 2.  Ã‚  Ã‚  Ã‚  Ã‚  You will always be in charge II.  Ã‚  Ã‚  Ã‚  Ã‚  What I learned A.  Ã‚  Ã‚  Ã‚  Ã‚  How much you would make 1.  Ã‚  Ã‚  Ã‚  Ã‚  The beginning rate 2.  Ã‚  Ã‚  Ã‚  Ã‚  How much you could make up to B.  Ã‚  Ã‚  Ã‚  Ã‚  What you need to become a Real Estate Agent 1.  Ã‚  Ã‚  Ã‚  Ã‚  A Salesman License 2.  Ã‚  Ã‚  Ã‚  Ã‚  Real Estate Broker’s License III.  Ã‚  Ã‚  Ã‚  Ã‚  The Advantages and Disadvantages of being in Real Estate A.  Ã‚  Ã‚  Ã‚  Ã‚  What you would like most about your job 1.  Ã‚  Ã‚  Ã‚  Ã‚  Being your own boss 2.  Ã‚  Ã‚  Ã‚  Ã‚  You will always have a job B.  Ã‚  Ã‚  Ã‚  Ã‚  What you would like least about your job 1.  Ã‚  Ã‚  Ã‚  Ã‚  The long hours 2.  Ã‚  Ã‚  Ã‚  Ã‚  And having to have a great deal of patience Conclusion: Describe why I would this job.  Ã‚  Ã‚  Ã‚  Ã‚   Mike Smith MR. Smith EXPOS. COMP. 12b 17 March 2005 BECOMING A REAL ESTATE AGENT Hello my name is Mike Smith. I am here today to  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   talk   Ã‚  Ã‚  Ã‚  Ã‚  to you about becoming a Real Estate Agent. I will let   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   you know everything you need to know about how to become a   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Real Estate Agent. Such as needing a license, the time and   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   energy you need to become the best Broker possible. The   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   guaranty of always having a job, within a matter of years   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   becoming your own boos by starting your own company,and   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   what  Ã‚  Ã‚  Ã‚  Ã‚  you will earn in return for making peoples lives a   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   whole lot better.  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  The things I already know about Real Estate are as   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   follows. I know that you will never lose your job. The  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   reason why you will never lose your job is because people   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   are always trying to buy a house or sell a house,or a piece   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   of their property etc.. You might not have a new client   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   everyday but you will have at least one new job/client to   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   deal with every week. Then after making enough sales you   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   came become your own boss. Which means once you become your   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   own boss you can make your own commission rates, the time   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   start working and how long you work, plus you get make your   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   own decisions about who to hire or fire, and who to have   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   business with. But there is just one little thing about   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   being your own boss that might take its toll on you which   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   will be that when some thing goes wrong you will be the   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   person to blame nobody else but yourself because you will be   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   the owner. The things I learned about becoming a Real Estate  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Agent. One of the things I learned about being a Real Estate   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Agent is how money you would make. So normally when you   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   begin in a Real Estate office you get 3% to 6% commission.

Thursday, July 18, 2019

Financial Sector Development Essay

ABSTRACT This paper is an attempt to examine the relationship between financial development and income inequality. In doing so, we have used Bangladeshi data for the period 1985-2006. We have employed auto-regressive distributed lag (ARDL) methodology for cointegration. We have also carried out sensitivity analysis and stability tests. Our findings suggest that financial development increases income inequality. Economic growth seems to equalize income distribution. Inflation and trade openness also worsen income inequality. Finally, income inequality is being increased by social spending in the country over long run. This study provides new directions for policy makers to reduce income inequality to share the fruits of economic development among the wider spectrum of the society. Keywords: Financial sector, development, trade openness, income inequality, Bangladesh JEL Classifications: D14, D33, F1 INTRODUCTION Economic growth and its correlates have been the focus of a large number of studies over the recent past. These studies primarily put emphasis on various aspects or sources of growth. One of the important correlates of economic growth that has been studied prominently is the extent of financial sector development. The positive and robust relationship between well-functioning financial system and economic growth is empirically a well established fact. Higher levels of financial development are significantly and robustly correlated with current and future rates of economic growth, physical capital accumulation, and improvements in economic efficiency (see, Khan, 2000; Goldsmith, 1969; McKinnon, 1973; Roubini and Sala-i-Martin, 1992; King and Levine, 1993; Easterly, 1993; Pagano and Volpin, 2001; Beck, Levine and Loayza, 2000; Khan and Senhadji, 2000; Christopoulos and Tsionas, 2004; Iqbal, et al., 2006; Khan, Qayyum and Skiekh, 2005 and Shahbaz, 2009). It is argued that capital market improvements benefit the rich more than the poor and hence contribute to increase income inequality. The main reason is that rich individuals have more potential than the poor ones to exploit new opportunities. It is also believed that the access of the poor to bank credits may be impeded because of the high cost involved therein, and, as such, financial development may be regressive for the poor, particularly at the initial stages of development (Greenwood and Jovanovic, 1990). The financial sector charges high set up cost against financial services during early periods of development to gain advantages from the screening and risk pooling. This cost is beyond the affordability of the poor people. As they are not in a position to use their savings for this outlay which pushes them further below in the income inequality trap (Clarke et al., 2003; Dollar and Kraay, 2003; Beck, Demirguc-Kunt and Levine, 2004). Financial market imperfections such as financial asymmetries, transaction costs, and contract enforcement costs may be especially binding for poor entrepreneurs who lack collateral, credit histories, and connections. These credit constraints will impede the flow of capital to poor individuals with high-return projects (Banerjee and Newman, 1993; Galor and Zeira, 1993), thereby reducing the efficiency of capital allocation and intensifying income distribution (Greenwood and Jovanovic, 1990; Banerjee and Newman, 1993 and, Aghion and Bolton, 1998). The relationship between financial development and reductions in income inequality is not only a correlation, but also a causal relationship. The positive relationship between private credit and economic growth for the poor might be driven by higher demand for financial services as the poor constitute a larger share in national income. Similarly, reduction in income inequality might lead to political pressure to create a more efficient financial system that allocates the funds to the projects based on market criteria, not on political considerations. No particular study has determined whether financial sector development benefits the whole population, primarily benefits the rich, or disproportionately helps the poor (Honohan, 2004; Beck et al. 2004; Claessens and Perotti, 2007 and Bittencourt, 2006). But in the case of Pakistan, Shahbaz (2009) documents that financial development, improves agriculture and manufacturing sectors and investment activities improve the incomes of bottom 20% of the population. The rest variables such as economic growth, financial instability, increase in prices, and overall high income inequality lower the income share of the poor from national income. The issue on the nature of relationship between financial development and income inequality has been discussed in many studies using few control variables with traditional estimation techniques such as Ordinary Least Squares (OLS). For instance, Dollar and Kraay, (2003) found that more trade would lead to improve income distribution, whereas higher inflation, higher government consumption and financial development would lead to higher income inequality. The specification of Li and Zou, (2002) is similar to the one in Barro, (2000) with the level of the gini coefficient as a dependant variable and control variables including inflation, financial development, government spending and openness. Their results suggest that higher inflation leads to lower income inequality, whereas higher government spending, an improved financial sector and better education abate it. Calderà ³n and Serven, (2003) find that financial depth increases income inequality while better education decreases it. Finally, the findings of Lopez, (2004) are based on the estimation of a dynamic panel with fixed effects for the change in the gini coefficient. The results suggest that improvements in education and lower inflation rates reduces the levels of income inequality, while financial development, trade openness, and reduction in government size will be associated with an increase in income inequality. Lopez also finds that economic policies are likely to be pro-poor in the long-run (i.e., the growth effects offset the increase in inequality) but might also lead to a temporary short-run increase in income inequality in the absence of compensatory measures. The effect of financial development is, however, not very large and is dominated by agricultural factors and other sectoral factors (Kakwani and Pernia, 2000; Khan and Senhadji, 2000; Christopoulos and Tsionas, 2004). With the development of a financial system, the capacity to bear the high costs of small credits (Rajan and Zingales 2003) increases. Moreover, the growth of a formal financial system makes poor people more accessible to informal credit that offers opportunities for profitable investments. Finally, in a framework of competitive markets of goods and production factors, credit may improve the well-being of the poor, even if they do not directly receive the loans from financial institutions (Beck et al. 2004)[1].. Finally, Ang (2008, 2009) scrutinizes the link between growth in financial sector and income distribution for the case of India. This paper indicates the important role of financial sector to decrease income disparity. It is documented that connection between financial development and income inequality exists and is significant. The results of this study show that financial development and increased banking density seem to improve income distribution by raising the income of the bottom 20 percent or the poor segments of the population. This study again provides support for linear relationship between finance and inequality. There is no space to validate Greenwood and Jovanovic (1990) hypothesis. Moreover, Ang (2009) probes an active link between financial liberalization and income disparity over the period of 1951 upto 2004 for the case of India. It may be noted on the basis of empirical evidence that financial reforms do not seem to provide any equal access to financial services and hence income discrimination has intensified in India. For the case of Brazil, Bittencourt (2006, 2009), has checked the effects of financial development on income disparity for the periods of 1980s and 1990s. The study uses time series and panel data approaches to examine the said nexus. The econometrical exercise indicates that financial development declines income inequality because easy access to financial services seems to increase income share of the bottom 20 percent of the population. Shahbaz (2009) also seems to investigate the impact of financial development, financial instability on the income of poor segments of population with the battery of other control variables such as economic growth, inflation, agriculture, and manufacturing shares to GDP for the case of a small emerging economy like Pakistan. The evidence proves the validation of McKinnon Conduit Effect in Pakistan. But, financial instability weakens the beneficial impact financial development on income share of the bottom 20 percent of the population. The main reason is that financial crisis seems to increase credit constraints for poor individuals. Furthermore, developments in agriculture and manufacturing sectors enhance the welfare of poor people by raising their incomes. Finally, study conducted by Shahbaz, (2010) indicates that financial development is associated significantly with equal income distribution. The estimate of economic growth is linked with high income inequality. The trade openness worsens income distribution and this provides the support to accept the Leontief Paradox for Pakistan. The income inequality is positively correlated with financial instability. The main objective of this endeavour is to investigate the relationship between financial development and income inequality in an Autoregressive Distributive Lag (ARDL) framework for Bangladesh utilising data over the period of 1985-2006. This attempt is the first of its kind for Bangladesh.

Wednesday, July 17, 2019

Comparison of a national sample of homicides committed by lone and multiple perpetrators Essay

Homicides drive home been hotshot of the crimes that argon often committed in England and Wales. However, despite the striking number of cases in kind, in that respect has been very tokenish or limited explore that could befriend test the relationship between quadruplex-perpetrators of homicides the place of homicides committed (Roscoe, et al., 2012). Furthermore, there is a wishing of extensive inquiry to suspensor establish the effects of psychiatric differences that may return to the number of homicides. Research has indicated that there be many younker people who are convolute in homicides as swell up as those who have been convicted five-fold times. racecourse also has been noted as one of the distinctive aspects of many cases of homicide. Previous research has indicated that most of the ninefold perpetrators of homicide are in all likelihood to be young (Roscoe et al., 2012). Furthermore, they have suffice from minority ethnic groups and often are not married.Over the years, there has been a rise in the number of homicides reported across England and Wales. The purpose of this research was chiefly to help provide sufficient schooling regarding homicides in England and Wales. Furthermore, the research was aimed at support to identify the relationship that exists between multiple perpetrators of violence and homicide rates in the dickens regions. Another purpose of this research was to help identify the relationship between succession and the number of homicides that are committed in England and Wales (Roscoe et al., 2012). The authors of this research also aimed to provide much-needed information on homicides and multiple perpetrators of violence because there has been limited or minimal research conducted that can be relied upon to make conclusions.The manner of research involved the use of tributary selective information collected from various disposal databases on people who had been convicted for committing homicide. T he researchers obtained records on the mixer and clinical histories of the participants, together with records of previous offenses (Roscoe et al., 2012). The researchers utilise questionnaires to collect data on participants who had kind health histories. Mental health teams and clinicians who had oversee the convicted persons completed questionnaires to help establish the amiable health histories of the convicts. The questionnaires sought information regarding the characteristics of the offenders, the caveat provided, and their forensic and clinical histories (Roscoe et al., 2012). The researchers presented findings in the form of graphs and tables to help enhance understanding of the data and information.The conclusion of this research indicated that there is a difference between lone and multiple perpetrators of homicide. This research also concluded that young people are commonly involved in homicide cases with multiple perpetrators (Roscoe et al., 2012). Gang members have been seen to be less involved in homicides as a result of cosmos identified by police and the courts (Roscoe et al., 2012). Therefore, it is substantial that young people be provided with service that are supportive to help geld the possibility of their involvement in homicide cases (Roscoe et al., 2012). name and addressRoscoe, A., Rahman, M. S., Mehta, H., While, D., Appleby, L., & Shaw, J. (2012). Comparison of a national try out of homicides committed by lone and multiple perpetrators. Journal Of Forensic Psychiatry & Psychology, 23(4), 510-521. inside10.1080/14789949.2012.704639Source document